Male to Female Costs (MTF)

Sex Change Male to Female Costs (MTF)

Gender Reassignment Surgery (GRS) is intimidating enough without looking at the potential bill, but understanding sex change male to female costs (MTF) can help you plan ahead for having the operation that will free you from living inside the body of an unfamiliar man and allow you to live as the woman you have always known yourself to be.

To be sure, male to female costs are substantial. Consider the costs associated with top surgery and body procedures. According to the Philadelphia Center for Transgender Surgery, breast augmentation runs $8,200 ($6,500 for the operation itself and $1,700 for anesthesia and hospital costs). An orchiectomy runs a total of $4,600. Implants for buttocks will cost about $9,500, while having fat moved to your buttocks is less expensive ($6,500). Implants to add musculature to your calves cost $6,700 altogether and a tummy tuck usually costs $8,500.

Changing your face (Facial Feminization Surgery or FFS) so that you look like a woman is an important aesthetic part of the process for many male to female patients, because the nose, chin, cheeks, forehead and even the throat of a man look markedly different from those of a woman. Shaving the cartilage in your throat so that your Adam’s apple disappears costs $3,600 all together. Having your eyebrows lifted to give you a more feminine bearing, along with some bone reduction along the eyebrow line and advancing your hairline, costs a total of $6,200. Altering your chin and cheeks costs a total of $8,800. A facelift will add $10,600 to the bill. If you want to adjust your nose so that it’s smaller and more feminine, that costs at least $7,500. Performing a blepharoplasty can add as much as another $6,700 to the bill.

For those who identify as women but can’t yet live as one, the cost is worth it — if they can put the money together. If you live in the United States and have medical insurance through the Affordable Care Act, though, you will find that your costs are significantly lower.

Historically, insurers would not pay for gender reassignment surgery. People who attempted to get the surgery paid for through private plans suddenly found themselves diagnosed with “gender identity disorder.” The insurers would decide that this disorder was a pre-existing condition, which was basically an excuse to deny covering any procedures to help. Without this coverage, many transgender people didn’t have the money for the hormone replacement therapy (HRT) and the psychological counseling that transgender surgeons require before even performing the operations. So the male to female costs were prohibitive enough to keep many transgender people trapped where they were.

Another issue is that transgender people often had a hard time finding work that would provide medical insurance as a benefit. Even today, firing people who are gay is legal in 28 states — this in the aftermath of the Supreme Court decision legalizing same-sex marriage through the entire country. This makes the medical insurance situation tenuous at best for many people who are transgender but have not yet been able to make the transition.

Because the Affordable Care Act and other federal laws make it illegal for health insurers to discriminate against the transgender community and also make it illegal to deny insurance coverage as a result of a pre-existing condition, it’s much more likely that transgender people will be able to get some subsidization of their transition costs — which means that male to female costs for gender reassignment will not be nearly as crippling — at least for those who have the coverage. gives you a directory — as well as patient reviews about the doctors in the database. This gives you real information that you can use as you decide about which practitioner to use for your own situation.

For more information: Click here to learn about male to female transformation (MTF) or click here to search for a gender reassignment surgeon.