Transgender Surgery Cost

Handling Transgender Surgery Cost

If you’ve been considering undergoing gender reassignment surgery (GRS), then you likely have already considered transgender surgery cost. Here is a quick overview of current prices and insurance coverage.

Male to female (MTF) transgender surgery cost

According to the Philadelphia Center for Transgender Surgery, the cost of having a vaginoplasty is $19,750. That includes $12,600 for the surgery and $7,150 for the anesthesia and hospitalization (which involves a three-night stay). Breast augmentation runs $6,500, and anesthesia and hospital costs run $1,700 for a total of $8,200. Tummy tucks usually cost about $8,500. Buttock augmentation is $9,500 if you want implants, or $6,500 if you want fat moved to your buttocks from elsewhere in the body.

Facial feminization is also major aesthetic element of the MTF transformation.  Rhinoplasty often adds about $7,500 to your transgender surgery cost, while chin and cheek augmentation can add $8,800. Reducing cartilage near the thyroid (to hide the Adam’s apple) often costs about $3,600.


Female to Male (FTM) transgender surgery cost

Metoidioplasty as your bottom surgery option costs about $5,200 ($3,800 for the surgery and $1,400 for the anesthesia and hospital costs) according to the Philadelphia Center for Transgender Surgery. If you want a phalloplasty instead, budget at least $12,700. Testicular implants often cost around $1,500 while a hydraulic penile implant costs around $7,200. Turning your labia into a scrotum is usually around $3,000.

Mastectomy costs range from $6,000 to $8,100, depending on how much skin you need to have removed. A facelift can be $10,000 more, depending on the changes you want to your cheeks, chin, eyebrows and forehead.

Medical Insurance

These expense keep many people from pursuing the full procedures. The good news, at least for Americans who have signed up for the Affordable Care Act, is that gender reassignment surgery is now one of the covered procedures.

Many transgender people have had a difficult time securing jobs that offer medical insurance. Plans available through the private market are often quite expensive. People who have identified as transgender have then received a diagnosis of “gender identity disorder,” which insurers then were able to define as a pre-existing condition and use as an excuse to deny coverage.

Without medical insurance, even the hormone treatments and counseling that are prerequisites to undergo a gender transition have been beyond the reach of many. For those who could afford all of those — including the surgery — if something happened during the procedure, complications wouldn’t even be covered because of the fact that the procedure itself wasn’t.

One benefit stemming from the Affordable Care Act is that the law keeps insurers from discriminating against transgender applicants, and it also does not allow insurers from issuing coverage denials on the basis of a pre-existing condition. This gives more transgender people access to private plans. The states that expanded Medicaid programs may even get coverage for low-income residents for free.

The good news is that for people who have coverage as a result of the Affordable Care Act, as long as they can find providers in network, transgender surgery cost no longer has to be a prohibitive factor in whether or not they have the operation. They have a way to live as their identified gender instead of their original biological one.

Finding a provider in the network can be a real challenge, though, because of the simple fact that there are so few transgender surgeons. This is where can be real lifesaver, because it provides directories to surgeons in your area that operate transgender practices. Our website also offers reviews of the doctors on the site, giving you perspective about the surgeons from other patients to help you narrow down the number of offices you have to call. Understanding how to find a doctor in your network — and how to negotiate the many different transgender surgery costs — can take a lot of the stress out of your experience.

For more information, click here to search for a sexual reassignment surgery (SRS) doctor.